November 2024

Market volatility is one of the biggest risks to retirement savings, especially as you near or enter retirement. A sudden downturn in the market can diminish years of hard-earned investments. To avoid this, it’s essential to implement strategies that protect your retirement funds from fluctuations, ensuring financial stability through retirement. Key points: Retirement Savings can […]

CMS and WPS have notified nearly 947,000 Medicare beneficiaries of a data breach caused by a vulnerability in MOVEit software. Affected individuals are offered free credit monitoring and new Medicare ID cards.   Key Points Nearly 947,000 Medicare beneficiaries affected: CMS and Wisconsin Physicians Service Insurance (WPS) report potential exposure of sensitive personal information due

In a Medicare Advantage Health Maintenance Organization (HMO) plan, referrals are a key part of accessing specialized care. This referral process is designed to keep healthcare affordable and well-coordinated, ensuring that all care you receive aligns with your primary healthcare needs. Let’s dive into how referrals work in an HMO plan and how to make

When enrolled in a Medicare Advantage Plan, using the right pharmacy network is essential to getting the most out of your plan benefits. Pharmacy networks are established to help Medicare Advantage enrollees save on prescription costs, access reliable services, and streamline medication management. Let’s look at how you can use these networks effectively and ensure